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Refinance Purchase

Reverse Mortgages

Reverse mortgage is a type of home loan, that is obtained by placing one’s residential property as a collateral. This type of loans is given to senior citizen typically 62 years & above. It facilitates older home owners to borrow from their home's equity without any monthly mortgage payments. The borrower can take funds either in a lump sum, or line of credit. The reverse mortgage is payable after or when the last surviving member passes away or decides to leave the place. In either condition, the property is sold, and the money recovered in sale is used to pay off the reverse mortgage.

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