Your lender may ask for many different items, but in general, be prepared to show all the following:
- Income verification (Last two years' tax returns, W-2s, 1099s, and your last few pay stubs)
- Drivers' license and Social Security card/passport
- Bank statements
- Proof of funds to close
If some or all of your down payment is coming from a gift, you will need gift letter from the source of the funds that confirm they are a gift, not a loan.